No application fees, commitment, or impact on personal credit to view your estimate.
Not a business owner? Click here for a personal loan
Ways to use your funds
We understand that success means different things to different businesses. You can count on BHG Financial to tailor a loan solution that addresses your business needs and helps you grow quickly.
Pay off high-interest business debt and increase your purchasing power with affordable monthly payments.
Maintain day-to-day business operations with flexible capital.
Purchase new equipment, grow a real estate portfolio, invest in or establish a new franchise, and more.
Experience the BHG Financial Difference
At BHG Financial, we're committed to supporting you throughout your financial journey with tailored business financing.
A Hassle-Free Process
As a busy business owner, your time is valuable. At BHG Financial, we've streamlined the application process to get you funded fast so that you can get back to business.
Unlike other lenders, we won't ask for unnecessary paperwork. It's easy and there's no impact to your credit score to apply.
Approval can take as little as 24 hours.3 Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.
If approved, you will receive your funds in one lump sum in as few as 3 days.3
To achieve continued success, the country's top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.
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LEARN MORE
No, a commercial loan (or business loan) is intended for business use, such as consolidating business debt, upgrading equipment or technology, or expanding to a new location.
A personal loan is intended for personal use, such as consolidating personal debt or improving a home.
Applying for a business loan with BHG Financial is as easy as 1-2-3.
No, applying for our business loans will not impact your personal credit. We only perform a soft pull of your credit when you apply, so your score will remain intact. If your account becomes delinquent, we can report the delinquent trade line to the bureaus.
BHG Financial evaluates applicants based on credit history and personal and business income, among other factors provided at the time of the loan application.
The average BHG Financial business loan customer has a 740 FICO score, has been in business for 19 years and receives $91K in funding.
There is no cost, commitment, or impact on personal credit to see your estimate.
APPLY NOWNot all solutions, loan amounts, rates or terms are available in all states.
¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile.
² BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
³ This is not a guaranteed offer of credit and is subject to credit approval.
Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,591.
Annual percentage rates (APRs) for BHG Financial business loans range from 8.77% to 41.26%, with terms from 1 to 12 years.
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
Important information about establishing a new customer relationship
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.