Small Business Loans

Business loans uniquely crafted for your goals
  • Large loan amounts: Up to $500K1,2
  • Fixed affordable payments: Terms up to 12 years1
  • Fast funding: In as few as 3 days3
  • Concierge service: U.S.-based loan specialists for every application

No application fees, commitment, or impact on personal credit to view your estimate.

Business professional at desk

Small Business Loan Average Customer Stats

19 years in business
Personal FICO 740
Average loan amount $91K

Ways to use your funds

What can you use a business loan for?

We understand that success means different things to different businesses. You can count on BHG Financial to tailor a loan solution that addresses your business needs and helps you grow quickly.

Business debt consolidation

Pay off high-interest business debt and increase your purchasing power with affordable monthly payments.

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Working capital

Maintain day-to-day business operations with flexible capital.

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Business acquisition

Purchase new equipment, grow a real estate portfolio, invest in or establish a new franchise, and more.

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BHG Financial comparison chart

Experience the BHG Financial Difference

One loan for all your business
financial goals

At BHG Financial, we're committed to supporting you throughout your financial journey with tailored business financing.

  • Large amounts: Finance multiple initiatives with up to $500K1,2
  • Extended repayment terms: Terms up to 12 years1
  • Fixed rates: Monthly payments are affordable and manageable

A Hassle-Free Process

How our business loans work

As a busy business owner, your time is valuable. At BHG Financial, we've streamlined the application process to get you funded fast so that you can get back to business.

Business professional in meeting

1. Start an application

Unlike other lenders, we won't ask for unnecessary paperwork. It's easy and there's no impact to your credit score to apply.

2. Get your funding decision

Approval can take as little as 24 hours.3 Our dedicated loan specialists will review your application and qualifications, tailoring a loan solution for your financing needs.

3. Receive funds fast

If approved, you will receive your funds in one lump sum in as few as 3 days.3

To achieve continued success, the country's top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.

$23 Billion +

Loans funded

23 years

Lending experience

A+ Rating

BBB

216,000 +

Customers funded

LEARN MORE

Business Loans FAQs

No, business loans and personal loans serve different purposes. Business loans are specifically designed for business expenses and typically offer larger amounts and longer terms.

You can apply online by filling out a simple application. Our process is streamlined to require minimal paperwork, and applying won't impact your credit score.

Applying for a business loan with BHG Financial will not impact your personal credit score. However, your personal credit may be reviewed as part of the approval process.

We review multiple factors including your business history, credit profile, revenue, and financial stability to determine loan eligibility and terms.

Our average customer has been in business for 19 years, has a personal FICO score of 740, and secures an average loan amount of $91,000.

BHG Financial offers competitive rates, no prepayment penalties, and personalized service from U.S.-based loan specialists throughout your entire loan journey.

View your estimate

There is no cost, commitment, or impact on personal credit to see your estimate.

VIEW MY ESTIMATE